How to buy Florida dental insurance
lot of people call us with just a hint of desperation in their voice.
It usually means that they just returned from the dentist and they
found out that they need a few thousand dollars worth of dental work.
They call us expecting that they will purchase a plan for ten bucks
a month and it will cover a least half (if not more) of their dental
expenses. These people are still high on the nitrous oxide. Boy, is
it going to hurt when it wears off!
is a no-brainer
If you go to the dentist twice a year and
a plan offers you cleanings, xrays, etc., at 50% to 70% savings, it's
a no-brainer. Get the plan. If you need fillings or major work you
will save a lot of money in addition to the preventive care.
On the other hand, if you wait for Halley's Comet to appear before
you have a cleaning then save your money.
Hey boss, you can start a dental plan for your employees and it
won't cost your a dime.
dental plan facts:
Your dentist might not be in a plan that you can afford or that is
offered to you. Nevertheless, there are plenty of other qualified
dentists in the plan. You might have to change dentists.
2. A ten dollar a month plan will not pay for the kid's braces. Nor,
will it fully reimburse you for five thousand dollars worth of bridge
can get very deep discounts on dental work from inexpensive plans.
It is not unusual to save 50% to 70% on certain procedures.
4. Group plans in Florida do not have a required employer contribution.
The boss can start one for the employees and not have to contribute.
So, there is no excuse not to have a dental plan where you work. A
Section 125 plan will let you pay for the dental insurance with pre-tax
group dental insurance is a very affordable benefit. As an individual
you will find it very difficult to get the same level of benefits
that you can obtain through a group. The good part is that you only
need three employees to have a small group. Plus, the plan can be
entire voluntary. The employer does not have to contribute a dime.
Although, for a relatively small monthly payment, an employer will
dramatically increase employee retention, productivity and motivation.
Not to mention eliminating the cost of losing and retraining a new
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